Debt mutual funds

Best Debt Funds

Mutual funds are fast becoming one of the most preferred investment options for new and also seasoned investors. Investors look for diversification and the regular returns from mutual funds. One of the preferred mutual fund types is debt mutual funds. These primarily invest in fixed-income securities such as bonds, treasury bills, Government Securities, money market instruments, etc. 

Debt funds can further be categorised depending upon factors like investment horizon, instruments selected maturity, etc. Here, we will explore the different debt mutual fund options available for investment in India.

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Close-ended funds

What are Close-ended funds? How do they work?

Mutual funds provide an easier and safer investment mode in the stock market to millions of investors. It is a better mode of investment on account of reduced costs as compared to investing in individual stocks as well as higher returns than the market. Mutual funds are classified based on various categories. Mutual funds classified based on structure are classified into three categories namely, open ended funds, closed ended funds and interval funds.

Read on to know more details regarding close ended funds.

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commodity mutual funds

Commodity Mutual Funds

Modern day trade and commerce practices have shaped our lives in multiple ways. Commodities have been enabling trade practices since times unknown. Although a large population doesn’t directly take part in commodity trade, almost everyone is at least an indirect participant in it. 

Commodity focused stock funds or commodity mutual funds provide investors an opportunity to participate in the commodities trading and help them achieve certain financial goals. Today, many smart investors aim to achieve diversification in their investment portfolios by investing across various asset classes, however, commodities are often ignored because of lack of knowledge on commodities trading.

Here, we will explain some basics of commodity focused stock funds and share information around these that all new investors must know.

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low risk funds

Best low-risk mutual funds

Mutual fund investments come in many formats, from short duration to long-term and even low-risk to high-risk options. Depending on individual preference and investment goals, one can opt for a mutual fund investment to generate appropriate returns. Here, we will explain the concept of low risk mutual funds and different types available within this category. 

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High Risk funds

High-Risk Mutual Funds

Many new investors often tend to link mutual fund investments to a high amount of risk. However, mutual funds could have varying degrees of risk depending on the portfolio composition and fund objective. Investors can choose a mutual fund depending on their risk appetite. 

Those who prefer higher returns may have to choose a high risk mutual fund investment. High risk mutual funds are schemes that primarily depend on the market movement forecasts. These mainly comprise equity funds and are ideal for aggressive investors who have some level of knowledge on stocks and market functioning. Here, we will explore high risk funds in detail and share some of the top performing high risk mutual fund recommendations.

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5 major differences between ELSS vs SIPs

What are Interval Funds? How do they work?

Mutual funds are investment vehicles that collect funds from investors and invest the pool in company stocks, fixed-income securities, bonds, etc. These schemes aim to generate good returns on investments for investors. Mutual funds are a popular investment option in India, since many of these offer good returns and varying risk elements. These are managed by professional fund managers who work towards earning the maximum possible returns. Mutual funds come in different formats and categories. Investors can choose schemes that best suit that risk appetite and after studying various factors surrounding these. 

Here, we will explore the concept of Interval mutual funds and explain how these work.

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Emerging market funds

Emerging Market Funds

The most important advantage of mutual funds is diversification. This diversification can be on the basis of asset allocation, exposure to different sectors or industries, or even across virtually risk-free securities. There is another important aspect of investing which is finding the right investment opportunities that suit one’s investment objectives and the risk-return expectations. Emerging market funds are one of such opportunities that the investors can benefit from in the form of good returns by investing in markets of other countries.

Here are all the details of the emerging market funds that can help you make sound investment decisions. Read on!

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Market neutral funds

Market Neutral Funds

Returns on mutual funds investment are heavily influenced due to market fluctuations. Whether the market increases or decreases, the returns on mutual funds or other investments such as equities are impacted. Market neutral funds are a solution to this volatility. Market neutral funds hedge the risk of such volatility which means that even if the market increases or decreases, the fund stays neutral. 

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ELSS funds

What are ELSS funds? How can they help you in saving tax?

Investors who invest in equity are often cautious about the risk involved and the chances of losing money in such investments. Smart investors, however, aim to save money and have a long-term perspective while investing in equities. One of the ways in which equity investors save money is by investing in ELSS or Equity Linked Savings Schemes. 

Equity-linked saving scheme (ELSS) is often preferred by investors who want to save tax. It is a type of mutual fund scheme that primarily focuses on investments in equity or equity-related instruments. In the past few years, ELSS funds have become a preferred tax-saving investment option for many investors. 

Here, we will explore some of the important aspects of ELSS funds and highlight ways in which these investments can help investors in saving tax.

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Best Long term mutual funds

What are growth funds?

Investors allocate funds to mutual fund investments for many reasons. Some investors do so for a steady source of income through investments, and many invest to avail capital appreciation and growth. Different mutual funds come with distinct features and benefits. One of the mutual fund types that is becoming popular among investors seeking capital appreciation and growth is the option of a Growth mutual fund. Every equity mutual fund has the option of growth or dividend. A growth fund invests in new but promising companies that show the potential to deliver extraordinary returns. 

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