“An investment in knowledge pays the best interest.”
Mutual funds are one of the most lucrative personal investment options available in India and it is has been booming in recent years with the advent of increasing accessibility, powered by the Internet. But, before we give you the reasons to consider investing in mutual funds it is essential that you decide on it with at least the basic understanding and knowledge of mutual funds.
What are Mutual Funds?
A mutual fund is simply a professionally managed investment fund that collects money from different investors to purchase company shares, stocks, or bonds. A mutual fund is generally managed by Fund Managers, who drive this investment vehicle to earn the highest possible returns.
In short, mutual funds are:
- Money pooled from many individuals.
- Professedly managed by Fund Managers
- Well regulated by SEBI (Securities Exchange Board Of India)
- Allowing you to invest in small amounts
- Helps you earn returns higher than Fixed Deposits
What Makes Mutual Funds ‘Click’, for Investors?
This particular investment instrument is loaded with a lot of features and benefits. Let’s take a closer look at them:
- Diversification:- Mutual Funds invest in 50-100 different investments. This feature reduces the risk of loss for an investor because it allows the investor to maintain a diversified investment portfolio.
- Professional Management:- Mutual Funds are managed by professional fund managers who back the purchases with active research using financial methods and historical data of the fund. They make sure to put in a thorough analysis before picking the right companies to invest in, thus making sure that the scheme fulfills the investment objective.
- Ease of Buying and Selling:- Investors can invest in Mutual Funds online within minutes. It spares cumbersome paperwork that investors have to go through if they have to invest from a bank. All you need is to complete the paperless online KYC (Know Your Customer) process, which takes less than 5 mins, and you are ready to invest.
- Affordability:- Investments as small as Rs. 100 via SIP (Systematic Investment Plan) can be made and still allow the investors to earn high returns. However, the thumb rule is to stay invested for long periods to reap the benefits of the fund more.
- Wide Range of Funds:- You are unique, and so are your investment goals. Mutual funds have a wide range of investment options that allow you to invest in funds that suit your risk capacity, financial situation, and investment goals. Right from equity to debt to hybrid funds, you can achieve all your investment needs with Mutual funds.
Why Should ‘You’, Invest in Mutual Funds?
Mutual funds make investing easier for you because each fund is designed to address different financial goals. The most convenient way to invest in mutual funds is with SIP (Systematic Investment Plan). This allows you to start your investment with a minimum of Rs. 100 or more, based on your financial portfolio. A smart mutual fund investor always starts early. The more you delay, the more you will lose out on making higher returns.
How Can You Invest in Mutual Funds?
Investing in mutual funds is easy and have the following options:
- Direct investment
- Through Agents or Brokers
- Online (Recommended)
Why Invest in Mutual Funds Online?
There are innumerous benefits of investing in mutual funds online. Here are the reasons that matter:
- Speedy Business Deal: The main benefit of online investment is the rapid execution of business transactions. With a simple click of the mouse, the investor can buy shares.
- Simple Execution and Mere Formalities: We all know India is in the phase of digital transformation. People nowadays prefer online investment because it is an easy and time-saving mode of investment. There is no involvement of paperwork, all you need to do is update your bank details and complete the KYC (Know Your Customer) process, making you ready to invest online.
- Comfort and Easy Accessibility: It offers the advantage of sitting at the comfort of your home and invest. The investors don’t need to travel for various deals. Instead, complete certain formalities online, and you can get all the investment options at your fingertips.
- Secured Dealing: These days, online applications have been upgraded to provide the best security to the investors and make sure that their investments are safe and reliable.
Why Choose Finity – Wealth App to Invest in Mutual Funds Online?
Finity – Wealth comes fully charged and advantageous for the smart investor in you. Here’s how:
- Zero Commission and Zero Fees
You can invest in Direct Plan Mutual Funds on Finity for free. You don’t have to pay any commission or fees to brokers or agents. Hence, you don’t lose a substantial amount of your investment money.
- Portfolio Rebalancing
Finity – Wealth comes with this feature that helps you to get your risk covered through regular and periodical balancing of your investment portfolio.
- Smart Recommendation Engine
Finity’s smart recommendation engine suggests funds that have outperformed the market based on significant financial models and historical data.
- Insta Switch
This feature allows you to switch from your regular plans to direct plans making it possible to earn 1-1.5% more returns on your investment.
- Advance Research Reports
Investors get access to superior, advanced, and smart fund reports. As an investor, this gives you complete control of your investments with complete transparency.
- Portfolio Alters
This feature allows investors to remain updated about his/her current portfolio at any time, anywhere, allowing you to invest to make informed decisions.
What Makes Finity – Wealth Safe and Secure for Your Investments?
Investments made on Finity is 100% safe and secure, since:
- Finity is a SEBI registered investment advisor. (INA200005323).
- Provides Bank Grade Security
- All orders are executed via the Bombay Stock Exchange
- 256-bit secure socket layer (SSL)
- All payments are routed via BillDesk.
It is wise and necessary to remember that as an investor, it is of utmost importance to choose mutual funds based on your risk capacity and financial background. Education, awareness, and sound judgment can ensure that your investment journey with mutual funds will be fruitful and productive.
Download Finity – Wealth and start building your portfolio today.