mutual fund myths

Top 7 myths around mutual fund investing debunked

In today’s complex financial markets, Mutual funds remain one of the most trusted investment options for those looking to create wealth. However, like any area of investment, mutual funds have their share of misunderstandings or myths among investors. These tend to build an unrealistic image of mutual funds in the eyes of investors. As more investors in India are considering mutual funds as a good investment alternative, it is important for experts to debunk some of these myths to help create a positive investment environment.

Here, we present some common myths around mutual funds that investors should not believe in and why. (more…)

Looking to invest in International companies? Learn all about it

A smart investment strategy requires choosing a good mix of various asset classes, which can match up to individual financial goals. Equally important are an investor’s risk profile and the time horizon for which he/she wants to stay invested. Any financial advisor would recommend investors ensure diversification through asset allocation. This is because investment in a wide range of asset classes ensures portfolio diversification and also offers a healthy risk-reward balance.

Every Indian investor must design his/her portfolio by considering these factors and also look at international investment to broaden the investment horizon. So why does international investment matter? 

Let’s find out! Here is everything that an investor needs to know about international investing. (more…)

Tax saving options for the Self-Employed

India has more number of self-employed people as compared to salaried individuals. Our country is called a large gig economy considering the population size of self-employed people who have made it so. Self-employment encompasses workers from varied categories like casual labourers to freelance professionals, graphic designers, writers,etc. Most self-employed individuals have irregular payment systems and therefore require tax-saving options to sync with their erratic payment schedule.

Here, we will discuss various aspects of tax saving for self-employed individuals in India. (more…)

Demystifying the New Mutual Fund Riskometer

In recent times, mutual funds have undergone many regulatory changes. The primary motive behind most of these changes is to make mutual fund investments more transparent and safe for investors. One of the noteworthy changes that are being implemented by SEBI is the introduction of risk levels attached to all mutual fund schemes.

SEBI announced the introduction of a new riskometer back on October 5, 2020. This has come into effect on January 1 2021. Accordingly, all mutual fund houses have been instructed to notify investors about the risk level of their schemes. The risk levels must have a six-stage scale ranging from “Low” to “Very High”.

 Are you curious about what this means for you as an investor and how it could help you invest better? Let’s have a look at some important aspects to note about the new mutual fund riskometer.  (more…)

How women can step up and take charge of their finances?

For decades, the assumed image of an Indian woman has been that of a saree-clad, bindi-laden, timid individual who is supposed to shy away from any responsibilities other than those of the household and the family. As times change, this image is anything but laughable to associate with the modern Indian woman. 

Today, women in India struggle equally to have a good work-life balance, as their male counterparts. Be it the boardroom, a fighter jet, or even as the lead of a space mission, they have very much been there and done that. But then the question arises, why do most women let men take charge of their finances? Why do a lot of them allow men to be the decision-makers of money matters? Let’s probe into these questions and try to address the growing need for women to control their financial matters.