Why choose mutual funds as your go-to investment option?

“An investment in knowledge pays the best interest.”
–Benjamin Franklin

Mutual funds are one of the most lucrative personal investment options available in India and it is has been booming in recent years with the advent of increasing accessibility, powered by the Internet. But, before we give you the reasons to consider investing in mutual funds it is essential that you decide on it with at least the basic understanding and knowledge of mutual funds.


Insurance Terms and Conditions


The online platforms – www.finity.in (“Website”), and the iOS and Android mobile application – “Finity” (“App”) is owned and operated by Finwizard Technology Private Limited, a private limited company incorporated under the Companies Act, 2013 with its registered office at Queens Paradise, 1st Floor, Curve Road Shivajinagar, Bangalore- 560052, Karnataka, India (“Finity”). The App and the Website shall be collectively referred to hereinafter as the “Platform”.

Finwizard Technology is registered with the Insurance Regulatory and Development Authority of India (IRDAI) bearing Certificate of Registration No. CA0505 valid up to 19th June 2020 to act as an Insurance Corporate Agent (Composite) and thereby authorized to solicit and service life insurance business. Your access and use of the Platform for insurance products (“Insurance Service(s)”) shall be subject to the terms and conditions mentioned below (“Insurance Terms and Conditions”).

Please read these Insurance Terms and Conditions carefully before accessing or using the Platform or any part thereof. By accessing or using any part of the Platform, you agree to be bound by these Insurance Terms and Conditions. If you do not agree to all the terms and conditions herein, then YOU MAY NOT ACCESS THE PLATFORM OR USE ANY SERVICES PROVIDED BY MYWAY.

These Insurance Terms and Conditions form a legal and binding agreement between the you and Finity and is made pursuant to the terms of the Information Technology Act, 2000.

Your personal data will be stored and collected by Finity. By using the Finity and/or registering yourself at Finity you authorize Finity (including its representatives, affiliates, and its business partners) to contact you via email or phone call or sms and offer you our services for the product you have opted for, imparting product knowledge, offer promotional offers running on Finity and offers by its business partners and associated third parties, for which reasons your information may be collected in the manner as detailed under this Policy. You hereby agree that you authorize Finity to contact you for the above mentioned purposes even if you have registered yourself under DND or DNC or NCPR service(s). Your authorization, in this regard, shall be valid as long as your account is not deactivated by either you or us.

Purposes of collection of your data
Finity collects your information when you register for an account, when you use its products or services, visit its Website’s pages. When you register with Finity, you are asked for submitting certain information which may be personal to you such as name, mobile number etc. Once you register at the Website and sign in you are not anonymous to us. Also, you are asked for your contact number during registration and may be sent SMSs, notifications about our services to your wireless device. Hence, by registering you authorize the Finity to send texts and email alerts to you with your login details and any other service requirements, including promotional mails and SMSs.


You represent and warrant that you (a) are at least 18 years old; (b) competent to form a binding contract under the Indian Contract Act, 1872; (c) have not previously been suspended or removed from using Finity’s Services and/or the App or any part thereof.


If you wish avail of the Insurance Services, you are required to maintain an account on the App (“Account”). You will be required to furnish certain information and details, including your name, email id, contact number, financial information, and any other information deemed necessary by Finity in order to create such Account.

You understand that you are responsible for maintaining the confidentiality and security of your Account including log-in details and the password. You agree to accept responsibility for all activities that occur through your Account. You should take all necessary steps to ensure that the password is kept confidential and secure and should inform Finity immediately if you have any reason to believe that your password has become known to anyone else, or if the password is being, or is likely to be, used in an unauthorized manner.

You represent and warrant that all information, data and documents provide by you (a) for creating of the Account; and/or (b) through your Account are true, correct, accurate and up to date. In the event of any change, you agree to update the details on the Account in a prompt and swift manner. You further represent and warrant that at the time of making any new Account, you do not currently have an existing account on the App.


You shall not use or access the Insurance Services:
a. for any unlawful purpose;
b. to solicit others to perform or participate in any unlawful acts;
c. in a manner so as to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances in India;
d. in a manner so as to infringe upon or violate Finity’s intellectual property rights or the
intellectual property rights of others;
e. to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based
on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability;
f. to submit or create false or misleading information;
g. to upload or transmit spam, viruses, or any other type of malicious code that will or may be used in any way to adversely affect the functionality or operation of the Service or of any related website, other websites, or the Internet;
h. to harvest or collect any information of the users of the Platform, including using any robot, spider, site search or retrieval application, phishing, or other manual or automatic device or process to retrieve, index or mine data;
i. for any obscene or immoral purpose; or
j. to interfere with or circumvent the security features of the Service or any related website,
other websites, or the Internet.


a.  All intellectual property in or of the App and Website belongs to or is licensed to Finity. Finity grants you a limited, non-transferable and revocable license to access and use the Platform or any part thereof for availing the Insurance Services, but not to download any material from it (other than page caching) or modify it, or any portion of it for commercial use. Any unauthorized access to the Platform (or any part thereof) or any networks, servers or computer systems connected to the Platform and any attempt to modify, adapt, translate or reverse engineer any part of the Platform or re-format or frame any portion of the pages of the Platform is not permitted without Finity’s express written consent.

b. This license is non-transferable and does not permit any resale or commercial use of this Platform or its contents; any downloading or copying of account information for the benefit of anyone other than your use; or any use of data mining, robots, or similar data gathering and extraction tools.

c. The Platform or any portion of the Platform (including but not limited to any copyrighted material, trademarks, or other proprietary information) may not be reproduced, duplicated, copied, sold, resold, visited, distributed or otherwise exploited for any commercial purpose without express written consent of Finity, as may be applicable. Any unauthorized use of the Platform shall terminate the permission or revoke the license granted by Finity herein.


a. Finwizard technology is registered with the Insurance Regulatory and Development Authority of India (IRDAI) bearing Certificate of Registration No. CA0505 valid up to 19th June 2020 to act as an Insurance Corporate Agent (Composite) and thereby authorized to solicit and service life insurance business.

b. Finity does not underwrite the policies or act as an insurer. Insurance products will be underwritten by the Insurance Company based on your choice of policy (“Policy”). The Policy is a contract between you and the Insurance Company, and will be the subject matter of solicitation.

c. Any information that Finity displays on its Platform regarding the Insurance Company or the Policy (“Insurance Information”) will be as per the information provided to Finity by such Insurance Company. Finity provides such information to you ‘as-is’ with all faults and to the maximum extent permitted under law, Finity does not make any representations or warranties as to the accuracy or completeness of such information. Finity will not be liable for any consequences you may face as a result of your reliance on such information. You are advised to carefully read and understand the terms of the Policy that you intend to purchase. You can reach out to Finity at ask@finity.in for any questions.

d. The acceptance of the premium and final issuance of the Policy is subject to the underwriting norms and discretion of the Insurance Company. Finity shall not be responsible or liable to anyone on account of any delay, failure or refusal by the Insurance Company to accept the premium or issue the Policy to you, however, in such an event, Finity will endeavor to provide all reasonable assistance to you.

e. Finity will only assist you in payment of premium, and provide assistance in the event of a claim. Finity is not the insurer and is not responsible for and has no control over the settlement of any claims, which shall be entirely subject to the terms of the Policy. Finity will not have any obligation or liability for any delay in settlement or non-acceptance of any claims by the Insurance Company. Any grievance you may face in this regard will need to be raised with the Insurance Company and appropriate authority for redressal.


Finity may provide you links to third party services (“Third Party Services”) and may display, include or make available content, data, information, applications or materials from third parties (“Third Party Materials”). You acknowledge and agree that Finity is not responsible for examining or evaluating the content, accuracy, completeness, timeliness, validity, copyright


TO THE MAXIMUM EXTENT PERMITTED BY LAW, Finity, its affiliated companies, subsidiaries, officers, directors, employees or any related party disclaim any liability to you or to any third party for any indirect, incidental, special or consequential damages or any loss of revenue or profits arising under or relating to these Insurance Terms and Conditions.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, you waive, release, discharge and hold harmless Finity, its affiliated and subsidiary companies, and each of their directors, officers, employees, and agents, from any and all claims, losses, damages, liabilities, expenses and causes of action arising out of your use of the Platform and/or the Insurance Services.


You agree to indemnify, save, and hold Finity, its affiliates, contractors, employees, officers, directors, agents and its third party associates, licensors, and partners harmless from any and all claims, demands, losses, damages, and liabilities, costs and expenses, including without limitation legal fees and expenses, arising out of or related to your use or misuse of the Insurance Services or of the Website or App, any violation by you of these Insurance Terms and Conditions, or any breach of the representations, warranties, and covenants made by you herein or your infringement of any intellectual property or other right of any person or entity, or as a result of any threatening, libellous, obscene, harassing or offensive material posted/ transmitted by you on the Website and/or the App.


Finity may choose to stop providing the Insurance Services hereunder, and may terminate access to or use of the App at any time without any notice. Other than where Finity informs you otherwise, upon any termination, (a) the rights and licenses granted to you under these Insurance Terms and Conditions will end; (b) your Account shall be suspended; and (c) you must stop using the App. Finity reserves the right to suspend or cease providing any Service and shall have no liability or responsibility to you in any manner whatsoever if Finity chooses to do so.

10.     PRIVACY

Finity will collect, store and disclose your information in accordance with the Privacy Policy available at www.finity.in. In particular and without limitation, Finity will share your information with Insurance Companies to provide you with the Insurance Services hereunder.


Your use of this Platform and these Insurance Terms and Conditions stated in this agreement is subject to laws of India. In case of any disputes arising out of the use of the Platform or any part thereof, Courts of Bangalore, India will have exclusive jurisdiction.


You can reach out to Finity at ask@finity.in to raise any questions, complaints, grievances or feedback.

ELSS – landing page

ELSS is the only mutual fund eligible under Section 80C for tax deductions. It is an equity mutual fund and

invests at least 80% of its total assets in equity and equity-related instruments.

Benefits of ELSS

Save you up to ₹ 46,800
in taxes
Earn returns as high
as up to 18%
Lowest Lock-in Period
of just 3 year
Get Instant Tax
Investment Proof
Invest in ELSS

Learn more about ELSS

Blog Title

Don’t miss to Save Tax this season with Finity App

Download Now

NPS – landing page

The National Pension Scheme is initiated by the Government of India to provide pension opportunity

to every Indian citizen and help cultivate the habit of saving for retirement.

Benefits of National Pension Scheme (NPS)

Save additional tax up to ₹ 15,480
under Section 80CCD(1B)
Withdraw money after 60 years
of age for a secure future
Earn up to 12% returns on your
investment without taxation
 Regulated by Govt. of India (PFRDA)
with strict investment norms
Invest in NPS

Learn more about NPS

Gift Yourself A Happy Retirement: National Pension Scheme

Save Tax now in minutes with Finity App

Download Now

Hospicash – landing page

Hospicash provides cash benefits in the case of hospitalization. With this benefit, you get a

certain fixed amount of cash for each day of hospitalization.

Thank you for connecting with us.

Here’s why you need Hospicash:

Get the benefits of Hospicash in minutes with Fisdom app

Download Now

Smart Wallet – landing page

In the case of card loss, Smart Wallet protects you against unauthorized fraudulent activities, provides mobile wallet protection,

personal accident cover and assistance for blocking the wrongful usage of your cards.

Choose from Exclusive Cover Options

Here’s why you need a Smart Wallet Cover:

Card-Blocking Assistance
Mobile Wallet Protection
ATM Cash in Transit
Lost Card/ Wallet Liability

Get the benefits of Smart Wallet in minutes with Fisdom App

Download Now

Personal Accident

Choose from Exclusive Cover Options

Personal accident insurance covers the policy owner against injuries, disabilities or death which is a direct result of accidental events.

Here’s why you need a Personal Accident Insurance:

Learn more about Personal Accident Insurance

<Blog Title>

Get the benefits of Personal Accident Insurance in minutes with Finity App

Download Now
Muhurat trading is around the corner

Muhurat Trading hour is starting in a few minutes, get ready to invest!

Muhurat Trading is just a few minutes away (from 6:15 pm to 7:15 pm)

This auspicious hour also embarks the beginning of the Hindu calendar year (Vikram Samvat 2076), and hence, any trade during these 60 minutes is considered to bring great prosperity and wealth.

If you are a long term investor (and not a trader), you can still take advantage of this shubh Muhurat trading by starting an SIP to get blessings of goddess Lakshmi.

Our research team’s recommendation is “Axis Bluechip Fund Direct Plan-Growth”, which has delivered 16.43% returns in the last three years. You can invest as low as Rs. 500 with SIP within just 5 mins.

Click on the button below to invest in Axis Bluechip Fund Direct Growth:


This Dhanteras buy 24K Digital Gold and get 5% goldback!

The most awaited season for the celebration is just around the corner. That’s right!
October 25 the first day of Diwali, marks the festival of wealth “Dhanteras”. It is considered the most auspicious and apt day to buy precious metals, especially Gold, as it brings in wealth and prosperity. And why not? Gold investments have delivered upto 20% returns since the beginning of this year.

Though physical gold is the most preferred form of Gold among us Indians, its carries disadvantages such as storage trouble, fear of theft, no yield and high making charges. However, given our traditions and customs, we shouldn’t let go of the tradition of buying Gold on this special occasion, isn’t it?

You can buy this yellow metal and add it to your portfolio by buying it in its safest form with 24K Digital Gold. When you buy Digital Gold, every rupee is utilized in buying only pure gold thereby avoiding the inconvenience of making charges (which is stored in the secure locker from BRINK’s, a global leader in gold custodian services with 100% insurance cover).

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Dhanteras offers! Buy gold instantly for as low as Rs. 1000 and get a 5% gold-back. You can also get hassle-free delivery of gold coins/bars to your doorstep with 50% off on delivery and making charges.


Happy Dhanteras from our team at Finity!

Why choose mutual funds as your go-to investment option?

“An investment in knowledge pays the best interest.”
–Benjamin Franklin

Mutual funds are one of the most lucrative personal investment options available in India and it is has been booming in recent years with the advent of increasing accessibility, powered by the Internet. But, before we give you the reasons to consider investing in mutual funds it is essential that you decide on it with at least the basic understanding and knowledge of mutual funds.

What are Mutual Funds?

A mutual fund is simply a professionally managed investment fund that collects money from different investors to purchase company shares, stocks, or bonds. A mutual fund is generally managed by Fund Managers, who drive this investment vehicle to earn the highest possible returns.

In short, mutual funds are:

  • Money pooled from many individuals.
  • Professedly managed by Fund Managers
  • Well regulated by SEBI (Securities Exchange Board Of India)
  • Allowing you to invest in small amounts
  • Helps you earn returns higher than Fixed Deposits

What Makes Mutual Funds ‘Click’, for Investors?

This particular investment instrument is loaded with a lot of features and benefits. Let’s take a closer look at them:

  • Diversification:- Mutual Funds invest in 50-100 different investments. This feature reduces the risk of loss for an investor because it allows the investor to maintain a diversified investment portfolio.
  • Professional Management:- Mutual Funds are managed by professional fund managers who back the purchases with active research using financial methods and historical data of the fund. They make sure to put in a thorough analysis before picking the right companies to invest in, thus making sure that the scheme fulfills the investment objective.
  • Ease of Buying and Selling:- Investors can invest in Mutual Funds online within minutes. It spares cumbersome paperwork that investors have to go through if they have to invest from a bank. All you need is to complete the paperless online KYC (Know Your Customer) process, which takes less than 5 mins, and you are ready to invest.
  • Affordability:- Investments as small as Rs. 100 via SIP (Systematic Investment Plan) can be made and still allow the investors to earn high returns. However, the thumb rule is to stay invested for long periods to reap the benefits of the fund more.
  • Wide Range of Funds:- You are unique, and so are your investment goals. Mutual funds have a wide range of investment options that allow you to invest in funds that suit your risk capacity, financial situation, and investment goals. Right from equity to debt to hybrid funds, you can achieve all your investment needs with Mutual funds.

Why Should ‘You’, Invest in Mutual Funds?

Mutual funds make investing easier for you because each fund is designed to address different financial goals.  The most convenient way to invest in mutual funds is with SIP (Systematic Investment Plan). This allows you to start your investment with a minimum of Rs. 100 or more, based on your financial portfolio. A smart mutual fund investor always starts early. The more you delay, the more you will lose out on making higher returns.

How Can You Invest in Mutual Funds?

Investing in mutual funds is easy and have the following options:

  1. Direct investment
  2. Through Agents or Brokers
  3. Online (Recommended)

Why Invest in Mutual Funds Online?

There are innumerous benefits of investing in mutual funds online. Here are the reasons that matter:

  • Speedy Business Deal: The main benefit of online investment is the rapid execution of business transactions. With a simple click of the mouse, the investor can buy shares.
  • Simple Execution and Mere Formalities: We all know India is in the phase of digital transformation. People nowadays prefer online investment because it is an easy and time-saving mode of investment. There is no involvement of paperwork, all you need to do is update your bank details and complete the KYC (Know Your Customer) process, making you ready to invest online.
  • Comfort and Easy Accessibility: It offers the advantage of sitting at the comfort of your home and invest. The investors don’t need to travel for various deals. Instead, complete certain formalities online, and you can get all the investment options at your fingertips.
  • Secured Dealing: These days, online applications have been upgraded to provide the best security to the investors and make sure that their investments are safe and reliable.

Why Choose Finity – Wealth App to Invest in Mutual Funds Online?

Finity – Wealth comes fully charged and advantageous for the smart investor in you. Here’s how:

  • Zero Commission and Zero Fees
    You can invest in Direct Plan Mutual Funds on Finity for free. You don’t have to pay any commission or fees to brokers or agents. Hence, you don’t lose a substantial amount of your investment money.
  • Portfolio Rebalancing
    Finity – Wealth comes with this feature that helps you to get your risk covered through regular and periodical balancing of your investment portfolio.
  • Smart Recommendation Engine
    Finity’s smart recommendation engine suggests funds that have outperformed the market based on significant financial models and historical data.
  • Insta Switch
    This feature allows you to switch from your regular plans to direct plans making it possible to earn 1-1.5% more returns on your investment.
  • Advance Research Reports
    Investors get access to superior, advanced, and smart fund reports. As an investor, this gives you complete control of your investments with complete transparency.
  • Portfolio Alters 
    This feature allows investors to remain updated about his/her current portfolio at any time, anywhere, allowing you to invest to make informed decisions.

What Makes Finity – Wealth Safe and Secure for Your Investments?

Investments made on Finity is 100% safe and secure, since:

  • Finity is a SEBI registered investment advisor. (INA200005323).
  • Provides Bank Grade Security
  • All orders are executed via the Bombay Stock Exchange
  • 256-bit secure socket layer (SSL)
  • All payments are routed via BillDesk.

It is wise and necessary to remember that as an investor, it is of utmost importance to choose mutual funds based on your risk capacity and financial background. Education, awareness, and sound judgment can ensure that your investment journey with mutual funds will be fruitful and productive.

Download Finity – Wealth and start building your portfolio today.